Commercial Insurance.

Commercial insurance consists of several types of coverage designed to protect businesses, their owners and their employees. Policies include basic coverages such as property, liability and commercial auto insurance, as well as other optional insurance, such as business interruption insurance, equipment breakdown insurance, and workers compensation.

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The Construction Industry provides large exposures for companies and their owners. Each of the Trades has their own unique work that has to be properly insured to meet contractual requirements and ensure the safety of their clients and employees.

The Real Estate Industry from an insurance perspective derives exposure from its physical assets and the occupants within them. Coverage can vary from Residential Rental Dwellings, to Large Box Retailer and Apartment Complexes. Its important to know what your portfolio is made up of!

Retail and Wholesale operations face large exposure in the form of physical product and product liability driven from the items they sale. We are here to help you understand the applicable coverages you will need to protect your business from Property loss in the exposure form of Stock, equipment breakdown, spoilage and loss of income. Along with your stock and retail sales comes various liability in the form of product and premises liability.

Owning and Running a Restaurant can be stressful and very busy, that’s why we are here to make sure you have peace of mind knowing that your business is protected from the many exposures that arise!